budgets

It’s budget time. I’m a bad budgetter. Not that I can’t live within my means (I can) but I always feel a bit out of control about my “finances”. I’m often surprised by things that maybe I shouldn’t be. Perhaps that means I’m more of a bad planner than a bad budgetter? And money freaks me out. Especially larger sums. Not to mention tax. Shudder. But it’s that time of year and unavoidable. Just not pretty.

Update: According to Albert Einstein (in my day-a-page desk calendar) “the hardest thing in the world to understand is income tax”. So, I guess, I’m not alone!